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At online.cars, powered by the world’s largest Chevrolet dealership McCluskey Chevrolet, we make it easy to purchase a vehicle – even after you’ve filed for bankruptcy. For most people, filing for bankruptcy means dealing with a significant waiting period where securing anything on credit is out of the question. The team at online.cars works directly with your bankruptcy attorney and can even refinance your current auto loan. We’ll help you get back on track by securing you a new auto loan, and giving you a fresh start so you can refurbish your credit score as fast as possible. There’s no application fee, and we even have zero down payment options available. With our patented nationwide search technology, we’ll find you the vehicle you want for the value you deserve.

We Change Lives

online.cars is here to make an impact! We change lives by simplifying the vehicle purchase process and helping those who have filed for bankruptcy get the car loan they require. Our team is here to assist you regardless of your current financial situation. Reach out today to learn how we will accommodate your driving needs!

We Have Plenty of Makes & Models to Choose From

We know that every driver is different, and that’s why we always make sure to have a wide variety of models to choose from. We work hard to ensure every driver who shops with us finds what they’re looking for, whether they need something small or something with plenty of interior space. Peruse our pre-owned inventory to see what we have available, and let us know if you can’t find the specific model you’re looking for.

If you don’t know where to start, that’s no problem. Reach out to any of our staff members, let them know what you’re interested in, and we’ll get you going in the right direction.

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Welcome to the World’s Largest Chevrolet Dealership

online.cars is the internet division of McCluskey in Cincinnati, Ohio. Whether you do business with McCluskey Chevrolet or online.cars, you’re in great hands. As one of the largest Chevrolet dealerships in the world, we have the staff and resources to assist you with anything you need. Whether you’re looking for an upgrade or have questions about your current vehicle, you’ll be able to turn to an expert when you work with us. 

Check out this video that highlights the exclusive benefits and advantages you can enjoy by choosing us as your dealership. Afterward, take a few minutes to tour our facility.

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Your Three Delivery Choices

 Shipped to a Chevrolet Dealer Near You

Choose your perfect vehicle from our extensive inventory, and we’ll handle the rest. We’ll ship your new vehicle to a Chevrolet dealership conveniently located near you, ensuring a smooth and hassle-free delivery experience.

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Free Fly-In Drive-Out

With our Free Fly-In Drive-Out option, we’ll fly you in from anywhere in the United States to pick up your new Chevrolet at McCluskey in Cincinnati, Ohio.

Delivered to Your Doorstep

Getting your vehicle from online.cars is easy We understand how precious your time is. That’s why we offer delivery to your home at the most competitive rates.

  • CUSTOMER REVIEWS

    “The customer service was amazing. They found the vehicle that I wanted when nobody else could. Thanks!”
    -Dean Lawrence

    “I received a letter from online.cars stating they can help me establish credit after bankruptcy by purchasing a vehicle. Of course, I was skeptical it sounded too good to be true. My financial situation was very questionable due to some health-related reasons and missing a lot of work this year. But that didn’t stop Tony Fishback from working it out! They just delivered my car to me yesterday from Ohio to Missouri. 2019 Nissan Versa SV. I’m so happy I love my car!”
    -Felicia Denise

    “I love online.cars they got me the car that I wanted. Thank you, Kevin!”
    -Alton Williams Jr.

  • CUSTOMER REVIEWS

    “I was a bit apprehensive at first, but after talking with Tyler, I felt as ease. This was by far the best car purchase I’ve ever made. No Stress! Tyler was super helpful. The pickup was delivered to my doorstep within 36 hours of making the deal. If you need a different vehicle, don’t hesitate to check out online.cars”
    -Denny Coauette

    “Top rate service! From start to finish, a total of 3 days! Had a Sunday morning delivery of the car and it was super clean. The driver was amazing and I was fully satisfied before he left. Very low mileage on the car, and affordable payments! My only regret is that I didn’t buy it sooner.”
    -Robert Nicholson

  • CUSTOMER REVIEWS

    “I was able to buy my car all online. My salesman, Kevin is awesome! He made it very easy for me. I bought my car from him in April. It was totaled out and he helped me get another one with no problem.”
    -Brandon Ole Tymer Allen

    “The service and the prompt response to questions was excellent. Thank you Kevin for helping me.”
    -Margaret Doherty – Rodriguez

    “Glen was so helpful. He was always available and outlined my options right from the start. My experience was awesome! Within 4 days, my car was delivered right to my doorstep. I highly recommend online.cars for anyone. Double thumbs up!!!”
    -Charlotte Davis

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Top Bankruptcy Attorney Testimonials

“I have referred many of my clients over the past few years with great success. I would definitely recommend FreshStart HeadStart to any bankruptcy attorney looking for help in getting their clients into quality transportation.”

– R. Richard Croche, LLC Middletown

Bankruptcy Attorney Middletown, CT

“online.cars have taken great care of our clients for many years. They’ve been a true asset to our team and we’re looking forward to many more years of partnership“

– Thomas T Jenkins Jr & Associates

Springfield, MO

“Thank you for everything you are doing for our clients. They are very happy with the service. “

– Roy Petty; Associates PLLC Dallas, TX

 

Text or call us 24/7 with any

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patented approval process

 

FAQs for Bankruptcy Financing


How soon can I buy a car after filing bankruptcy?

You are eligible to purchase a vehicle as soon as your Chapter 7 has a case number, or your Chapter 13 plan has been confirmed. There is no need to wait for discharge.


Do I need a large down payment?

Most of our Bankruptcy lenders do not require any down payment at all. They Understand the financial hardships you’ve just overcome and structure their loans without an out of pocket expense.


What types of vehicles do you offer?

With our patented nationwide search technology, you can select from thousands of vehicles from all makes and models. We are also partnered with the largest Chevrolet dealership in the world, so we have a great selection of new Chevrolets.


Where are you located?

We are headquartered in Cincinnati Ohio, however, we are a national company and we work in every state. We hand deliver the vehicle straight to your home or office so you don’t need to travel to our location.


Will I have to pay a high interest rate?

Interest rates vary greatly as every situation is different. However, we are partnered with every bankruptcy friendly lender in the US to ensure that you will get the best loan and best rate available.


Is it better if I wait until I discharge?

This is a common misconception. Due to risk factors, most bankruptcy lenders prefer to finalize your loan prior to your discharge. Often, your interest rate and terms are more favorable while your bankruptcy is open.


Can I test drive the vehicle before I buy it?

Once you select the vehicle that best fits your needs, the vehicle will have a rigorous inspection completed, ensuring that it will pass your inspection once it arrives. You will have ample opportunity to drive and inspect the vehicle before you finalize your purchase.


What if I already agreed to keep my car and
continue making payments?

Reaffirmation agreements can usually be rescinded with little to no effort or hassle. We work to help make the process as smooth as possible.


Do I need approval from the courts or trustee to buy a vehicle?

Chapter 7 customers do not need the trustee involved. For Chapter 13 customers, we specialize in working with Trustees and Attorneys to streamline the process while being your point of contact through the whole process.


How will buying a car impact my credit?

Installment credit is a driving factor in FICO scores (your credit score). A new car loan, paid on time every month, will significantly benefit your credit score.
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