Bad Credit Car Dealerships Indianapolis

There are a lot of reasons why someone can end up with less-than-perfect credit, which is why it is so important for car sellers to find ways to work with everyone. Some people can make mistakes with their finances when they are young, or just have not yet built up good credit, and some people even have their credit ruined for them by other parties or scams. Everyone who needs a car deserves to be able to find one with reasonable financing, which is why there are an increasing number of bad credit car dealerships. Indianapolis is a great place to find a car, but sometimes the dealerships in the area just don’t work for everyone.

It’s the 21st Century, so why keep buying cars the old fashioned way? There are alternatives to bad credit car dealerships in Indianapolis, such as, where we offer you a new way to go through the car-buying experience. No matter how bad your credit is, you should have the opportunity to find financing to help you buy a vehicle. That is exactly what we are here to do by providing you with all the tools you need to shop for a car online.

Why InventoryFinancing


A black iPhone displays a poor credit score while car shopping


The Failure of Traditional Car Buying

Buying cars the old-fashioned way was not exactly something a lot of people enjoyed. You had to go to a dealership, look at the models available, deal with a salesman who typically pressured you like his life depended on it – since his paycheck usually did – and then go through the ordeal of trying to get approval for a loan. It typically lasted an entire day, and that was assuming you only went to one dealership and actually found a car or truck that you liked; when all was said and done it could be days or weeks before you actually took possession of the vehicle.

When people went to the mall to buy clothes and went to the grocery store to buy food, that kind of process might have made sense. But now that so much can be browsed and purchased online, then delivered straight to your door, why should car-buying be any different? That is exactly the reason we provide an alternative to bad credit car dealerships in Indianapolis, because buying a car should be just like buying anything else: customer-focused, simple, straight-forward, and driven by what you want and need.

How People Can End up with Bad Credit

There are a lot of different ways that people can end up with bad credit at car dealerships in Indianapolis. Having bad credit, or even mediocre credit, has long been stigmatized in society – as though making a few financial mistakes somehow justified being treated like a pariah. In reality, however, people can wind up with bad credit without even realizing it.
Youthful mistakes are some of the easiest ways a person can end up with bad credit. A few bad purchases or using a credit card without fully appreciating how interest rates work can easily result in a person dealing with debt for years and having to live with bad credit. Sometimes we see customers end up with bad credit because of choices their parents made when they were younger, while using their information without consent. These kinds of things can make getting a vehicle through traditional routes very difficult – but that’s where we come in.

The Alternative to Bad Credit Car Dealerships in Indianapolis

Sure, there are bad credit car dealerships in Indianapolis that you can choose even if your credit is not great – but why stick to the traditional car-buying process? Why give up your day off to deal with a pushy salesman when you can look at cars and shop on your own time, from the comfort of your home (or even while at work – we won’t tell)? Buying a necar should be as painless and under your control as any other type of shopping you do these days.

A red 2017 Chevy Traverse purchases from an online car dealer outside a Indianapolis home

Finding the Right Vehicle for You

Why should you go to a car dealership with a limited inventory when you can peruse a massive selection of vehicles online? Whether you want a sleek sedan, a powerful pickup truck, or a roomy SUV that is perfect for carting around your family or friends, shopping online for a vehicle just makes sense. Online shopping has dominated the retail experience in large part because a virtual seller does not have to deal with inventory limitations the way a brick-and-mortar store always has in the past.

It is one thing to stock more books than a retail store can, but when you’re dealing with vehicles that weight hundreds of pounds, the online difference really matters. There are no pushy salespeople to deal with or arbitrary inventory limitations when you shop with us – just what you want and a world full of possibilities at your fingertips.

Tools for Financing

We pride ourselves on being the ideal alternative to bad credit car dealerships in Indianapolis and across the country. One of the ways we do this is through our financing tools that you can see and use right now. Even if you know you have good or excellent credit, these tools can make it easier for you to start shopping and know up front what you can qualify for and what kinds of payments you will have to make.

Get Pre-qualified: What better way to start shopping than by knowing what kind of financing you can qualify for? There is no obligation using this tool and we need only a little information to get you started. You wouldn’t shop for clothes without knowing how much money you have, so you shouldn’t shop for a car without knowing what is within your reach.

Shop-by-Payment: When you know what you can spend, then you can shop for the car, truck, or SUV that is perfect for you. This tool lets you see vehicles that you can afford and gives you a sense of what kind of payments you should plan for.

Trade-in Valuation: If you have a vehicle already that you want to trade-in, then this simple tool can help you figure out what you have to work with. A good trade-in can greatly reduce your payments and make financing a lot easier. The more information you have when you start shopping, the easier you can make a selection with accuracy.

Payment Calculator: Financing, interest rates, and payments are not always the easiest things to understand. That’s why we have your back. This simple tool helps you look at the financing you have qualified for and know exactly what kind of payments you will typically face before making any purchase.


The Online.Cars Difference

In the past, shopping for a vehicle was a source of a lot of stress, anxiety, and basic human misery. At, we are proud to be your alternative to bad credit car dealerships in Indianapolis and give you all the tools you need to make an informed selection. We work with you through every step of the process, but also give you the freedom to shop when, where, and how you want for the perfect vehicle. Give us a look, see our inventory, and check out the tools available to you, then find the car, truck, or SUV that truly fits your lifestyle.


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