Auto Loan with Bad Credit – Cincinnati

In this day and age, it’s not very expensive to get an auto loan with bad credit. Cincinnati, Ohio residents have quite a few choices, but you won’t find any that will treat you like family and provide the kind of service that we do at

The reason we started was to create an online car buying experience that is both fun and easy. We want people to be able to locate and purchase the car of their dreams without ever leaving the house, and we also strive to create an experience in which the car buyer completes their purchase with the peace of mind that comes from knowing that you’ve made the right move and purchased the right automobile from the right group of people. Our sales team members pride themselves on getting folks with bad credit into a car that they love with a payment plan they can manage—whatever their circumstances.



Get Yourself the Right Car for the Right Price

Any credit score below 629 is considered lower than average by today’s standards. If you have low credit, it can be hard to find a company willing to finance a new set of wheels. Many potential new vehicle owners settle for staying in their old car or they buy an older, used model from a private dealer and end up sinking more money into fixing that clunker than they would if they started off by investing in a new vehicle, to begin with.

Either that or consumers find themselves stuck in bad deals with enormous interest rates from predatory companies. These crooked companies are most interested in repossessing the car so they can sell it again to the next potential buyer with bad credit—and the cycle repeats again and again.

At, our goal is to get you into the best car that we can: a car that suits your lifestyle with a payment plan that fits your budget. Our team wants to keep you in your car once you’ve chosen it, and we’ll do everything in our power to help you do just that.


Auto Loans With Bad Credit in Cincinnati

Chances are, you found this page because you searched for “auto loans with bad credit Cincinnati” or something similar. Well, you’ve come to the right place: is exactly where you need to be.

Our inventory is massive. With over 10,000 cars to choose from, you’re sure to find a car that fits your needs and budget. Our sales team is made up of knowledgeable, friendly individuals capable of walking you through the car-buying process painlessly, without ever resorting to being pushy or rushing someone into making a decision. If you have a used car you’ll no longer need, we’ll take it off your hands for a fair price, or you can trade it in towards your down payment for your new vehicle.

At in Cincinnati, OH, our business is rooted in integrity, and we strive to always treat the customer the way we would want to be treated when buying an automobile.


How to Avoid Scams when Financing a Car with Bad Credit.

There are lots of “sharks” in the used car business, especially ones looking to take advantage of consumers with bad credit. If you have outstanding credit, of course, you can get a car financed with a much lower interest rate, or sometimes even no interest tacked on to the cost of the vehicle. For folks with bad credit, though, interest can skyrocket. But with just a little research, you will know exactly what to look for to avoid scams and make informed decisions.

We’ve listed a few steps you can take to make the process of purchasing a new vehicle easier and more affordable for you. Follow these steps to be sure you’ve done everything you can to get the best deal on an automobile.


  • Improve Your FICO Credit Score – Clean up your credit as much as you can before attempting to finance a car. The interest rates that car dealerships and “buy here pay here” lots will charge you are based on your credit score with one or more of the three major credit bureaus. You can improve your credit score by paying off past debts, making payments on time, paying down large debt balances, and other positive contributions to your credit profile. At, we work with you to give you the best interest rate possible, but you can help get yourself a cheaper auto loan by repairing your bad credit as much as possible.
  • Know the Going Interest Rates – If you know the basics about the current range of interest rates on the market, you will know when someone is trying to charge you an arm and a leg. Be aware of any interest rate that is more than double the average range, regardless of your credit score. These “offers” are scams, and you’ll find better rates out there, even for people with bad credit.
  • Make a Big Down Payment – If you can afford to make a large down payment on the vehicle you’ve chosen, you can get a lower monthly payment, and it may directly affect your interest rate for the better as well.
  • Know When to Fold – If you feel pressured at a dealership or a “buy here pay here” lot, walk away. No respectable business or individual will try to force you into a decision when it comes to a car, so don’t rush.


The Perks of Buying Online

Purchase with peace of mind with’ 3-day/300-mile money-back guarantee. We don’t want you getting around the block and having your car fall apart—plus, we’re 100% confident in the standards and integrity of our technicians to provide you with a car running at optimum level. On top of that assurance, all of our cars come with a lifetime mechanical warranty.

All vehicles at come with a clean CarFax report, so you can rest easy knowing that all of the vehicles we sell have never been in a serious accident and are in excellent condition. A little mystery is a good thing in some parts of life, but it has no place in the car-buying process.

Haggle-free pricing. All of our cars are priced well below market value. We have priced all of our vehicles as low as they can go from the start, so you can find the perfect car for your budget while clicking through our catalog online and know exactly what you’re getting and what you’re paying for it.

At, we believe the car-buying process should be simple and quick. If you are applying for an auto loan through us in the Cincinnati area, not only will we sell you the right car for the right price, we will bring it to you on the day of purchase and deliver it to your driveway with a tank full of gas.

There’s no need to ever leave your residence. When buying or selling to, the entire process takes place online. You don’t even need to come into the office to sign any paperwork. Everything you need to sign is sent to you digitally, and you can sign it with your digital signature—no printing or scanning needed. Never has buying a car been so simple and user-friendly.


Bad Credit, No Problem!

At in Cincinnati, OH, we specialize in getting people with bad credit into the cars they deserve. Offering the lowest prices and lowest interest rates possible, our mission is to make it simple for you to find a car that meets your needs and fits your budget. Peruse our massive selection online, and find the car of your future today.

  • This field is for validation purposes and should be left unchanged.