Bad Credit Car Loans Cincinnati
When you suffer from bad credit, it can feel as though the world is against you. It can be so frustrating to know that you may not be able to buy a home or even a car, all because your credit history took some dings along the way. In fact, it can be downright demoralizing to be rejected time and again for loans and have car dealers turn their nose up at you as struggle to dig out of the shadow of your bad credit history.
If you’ve found yourself in need of a car but you’re unsure of where to turn, don’t just Google “bad credit car dealers Cincinnati” – who knows what unsavory dealerships may try to take advantage of that search result. No, rather than put yourself at the mercy of Google, simply visit online.cars and experience a whole new way of car shopping – regardless of your credit history. online.cars is simply the best way to shop for a car – with or without poor credit.
Financial Tools at Your Fingertips
There are a lot of fantastic reasons why you should buy your next car through online.cars, but before we get to those, we want to discuss your finances – namely, how we can help you take control of yours. You can start by visiting online.cars and using the tools that we have provided right on our website. We recommend starting with getting pre-qualified, which you can do right on our site and without any damage to your credit score – we don’t ask for your birthday or social security number, so your credit history won’t reflect that you’re shopping around for loans. Once you use the pre-qualification tool to find out which low finance rate you qualify for, you can then use the payment calculator tool to figure out exactly how much you can afford to spend on a car. In fact, you should sit down and set a budget for yourself first – that way, you know exactly how much car you can actually buy. Make sure that you can afford the cost of the car and the loan – you don’t want to find yourself hurting your credit even further. Instead, you want to be sure you can afford the monthly payments for your new car – if you can meet your financial obligations for your vehicle, you’ll be amazed at how quickly you can turn your less-than-stellar score around.
Once you figure out the perfect monthly payment for your budget, you can use our shop by payment tool to start searching for cars that fit into your payment plan. In fact, if you have a vehicle to trade in, you can even value your car right online to see how much equity you can apply to the purchase of your new car. We know that purchasing a new car under the best of circumstances can be stressful to you and to your finances – that’s why at online.cars, we give you all the tools you need to shop and buy with confidence.
Finally, just because online.cars is located on the internet and not at a physical dealership doesn’t mean we don’t have the people and resources in place to help you answer questions regarding loans and finances. If you’d like a little guidance or just want to run a few questions by our financial experts, simply give us a call at (513) 761-1111. You can even use our handy chat room feature to speak to a representative right on our website if you’d prefer. No matter your favorite means of communication, don’t hold back if you need answers – our team of finance pros is here to help you make the best purchasing decision possible.
Judgement-Free Sales Staff
Hopefully, by now, you feel confident that online.cars are here to help alleviate the stress of financially purchasing and shopping around for a loan, but we also want to recognize another aspect of car shopping with poor credit that can be even more embarrassing and overwhelming and that’s dealing with the salespeople. Sure, we know that everyone has to make a living, but there is no worse feeling than being pushed into making a purchase that you cannot afford simply because an aggressive salesperson has convinced you that the deal you found today will be gone tomorrow. Of course, on the other hand, there are snobby salespeople who won’t even want to even do business with you because of your weak credit history. It can be a no-win situation – unless you shop through online.cars.
At online.cars, we put you in control of the buying process, which means you don’t have to worry about making a decision brought about by intimidation or embarrassment. In fact, we don’t even have inventory to try to push on you! The unique online.cars model works like this: simply head to our website and fill out a quick questionnaire that lets us know what type of car you are interested in purchasing – we’re talking questions like make, model, year, maximum mileage, trim type and even color. We even ask you for the maximum price you’re willing to spend so that we know we stay within your means. You can even use the additional space we’ve provided to let us know if there are any features you desperately want – such as a sunroof, spoiler, you name it. Once you hit submit, the ball is in our court and we’ll get to work finding a car that meets your specifications.
Quick and Easy Purchasing Process
How do we find cars that match our customer’s needs? Simple – we utilize a nationwide network of dealerships to access the very best inventory. This allows us to easily locate several models that match the description sent in via the questionnaire, which in turn allows us to email you several cars that should match your needs and wants exactly. From that point, all you have to do is choose which one you want to call your own! We’ll send you all of the necessary paperwork online – all you have to do is use your electronic signature and voila! You’re the proud owner of a new car – all without ever having stepped foot in a dealership.
Of course, you still need to pick up your car from the dealership right? Wrong! We’ll happily deliver your new car right to your driveway – all you have to do is be there to take the keys. Oh, and we even include a free tank of gas so that you can start enjoying the ride right away.
Proving our commitment to your satisfaction and financial security, we offer a three-day, 150-mile money back guarantee if you decide that you are unhappy with your new vehicle. Simply give us a call and we’ll make the situation right – we don’t want you worrying that a car that looked great online isn’t exactly what you had in mind after all. You can rest assured though that not a single car comes through online.cars without a clean Carfax vehicle history report and a free lifetime mechanical warranty backing it up. We work with our network of dealers to sell only the best of the best. After all, the last thing you want to do is pay good money for a car just to find out that you’re spending your money getting it repaired every few weeks. When you buy from online.cars, you can relax knowing that we’ve got you and your car covered.
Don’t let your bad credit hold you back from having the best car shopping experience out there. Give us a call at (513) 761-1111 or simply visit us at online.cars to learn how we can help you take control of your finances and get you into a loan that can actually work to turn your credit around – all with our no-pressure sales and finance teams supporting you along the way.