Bad Credit Loans
The last thing most people want to do is have to go to a dealership to buy a car that they already know they are going to struggle to afford. Even worse is the idea of going to a dealership to spend hours browsing through their inventory only to fall in love with a car that is just perfect for you… just to be rejected by the dealership because you have bad credit and they don’t want to give you a loan.
The good news is, times are changing and with Online.cars, you don’t need to even bother going to a dealership to look around at the cars you may or may not be able to secure financing for – you can do it right from the comfort of your own home! And even better, our financing team is more than willing to work with you to help you secure a loan, no matter how bad your credit is. Don’t let your past bad credit loans stop you from getting a loan to buy a new car, and don’t let a dealership take away one of your precious days off just to have you wandering aimlessly around their inventory. Take charge of your time and your finances by visiting Online.cars and let us show you a new way of car shopping.
What is Online.cars?
Think about a massive car dealership – one with thousands of cars just waiting for the perfect buyer. A dealership with a vast inventory of new, used, and certified pre-owned cars, trucks and SUVs. A dealership that you can visit day or night, 24 hours a day, seven days a week.
Most importantly, think of a car dealership where you are in total control – no pushy sales people, no awkward haggling and no settling for a car just because that’s what the dealer has in stock.
Seems too good to be true right? It’s not – it’s Online.cars, an online car dealership that doesn’t work with you – it works for you. All you need to do is complete a short questionnaire that asks for details on the type of car you are interested in – details such as make, model, year, mileage, transmission and trim. You can even state if you’d like a new car or a used car; in fact, you can even request certain colors. There’s space to leave a detailed message so if you have a special request, feel free to mention it. After that, simply hit “send” and our agents will begin scouring our network of dealers in order to find the exact car you’ve requested.
When we’ve found a model (actually once we have found a few models) that matches your request, we’ll send you the information on each of the cars so that you can make a final decision. Once that decision is made, all you have to do is sit back and wait for your car to be delivered right to your driveway… no having to head to a dealership to pick up your new car, we’ll bring it right to you
We all know that online shopping comes with risks, and we certainly don’t want you to have any anxiety about making such a huge purchase over the internet. That’s why we offer a three-day or 150 mile satisfaction guarantee. If you have any problems with your new car, just let us know and we’ll be happy to take it back and help get you into a car that better suits you. Additionally, we offer huge benefits to buyers such as a free mechanical warranty for the life of your vehicle and a guaranteed clean CARFAX vehicle history report. We also guarantee that our prices are $500 lower than any of our competitors. That’s service that can’t just can’t be beat – online or in-store.
Your Bad Credit Is Okay at Online.cars
So now you’re thinking, “okay, great, I can shop Online.cars from my couch if I want, but that doesn’t help my bad credit problem – I’ll never get a loan!” With Online.cars, that’s just not true. We know that bad credit can happen to the very best of us and we certainly don’t think a bad credit score should stop you from getting into a safe, reliable vehicle – after all, how else are you supposed to commute to your job to make money to turn your bad credit around?
At Online.cars, we not only have a network of dealers to help us find the best car for you, we also have a network of lenders to help us find the best loan for you. Whether you have bad credit, no credit, poor credit or even excellent credit, we want to help you secure the very best financing option available. Our team of finance professionals are always on-hand to answer any questions you may have and we even offer a host of online tools to help you plan your purchase. Visit our website and you can easily get pre-qualified, shop by payment, value your trade-in vehicle and you can even use our handy payment calculator to be sure you’ll be able to afford the monthly payments. And of course we know you are concerned about damaging your credit even further, so you don’t even have to provide your social security number or birthday in order to use our financing tools, ensuring there will be absolutely no effect on your credit whatsoever.
Things to Know about Bad Credit Loans
Now of course we don’t know any specific information about your personal bad credit history, but we do want to tell you a little about what you can expect if you get a bad credit loan. If you’ve been rejected from traditional forms of financing such as a bank or a credit union, than dealers such as Online.cars are great options to secure financing – we want you to have a car and we are willing to work with you to be sure you get it. It’s important to realize though that no matter how much we want to work with you, we also have to protect ourselves, which is why you’ll probably be charged interest that is higher than average if you get a loan with bad credit history. Don’t panic though – our finance team will help walk you through exactly what you’re signing up for and make sure that you are comfortable meeting your monthly payment. At Online.cars, our goal isn’t to trick you into paying more than you can afford, it’s to work with you to find a loan that you can actually pay back on-time, every single month, which will then help to turn your credit around.
That said, you need to remember that you don’t want your car to be a burden on you or your budget, so don’t go shopping for more car than you can afford. Find a make and model that will suit your needs but that doesn’t come loaded with amenities. Start small with a basic car that you can easily pay off and before you know it, you’ll be able to use your now-excellent credit to shop Online.cars for any car you want.
Online.cars: We’re Online, but We’re Also Here For You
Online.cars may not have a physical presence, but that doesn’t mean our fabulous sales and finance teams are going to ghost on you. You can reach out to us at your convenience simply by calling (513) 741-1111 or by using the convenient chat feature on our website. Whether you have concerns about a car or concerns about your credit, Online.cars is here to help you, 24/7.